For a free consultation:
612.655.1308 or 651.636.7960
A financial fresh start improves lives.
Contact us for a free consultation.
Fresh Start Minnesota, we are a law firm helping Minnesotans use debtors' rights and bankruptcy to eliminate debt and change lives.
A financial fresh start improves lives.
Contact us for a free consultation.
A financial fresh start improves lives.
Contact us for a free consultation.
A financial fresh start improves lives.
Contact us for a free consultation.
A financial fresh start improves lives.
Contact us for a free consultation.
A financial fresh start improves lives.
Contact us for a free consultation.
How can we help?
Consultations are always free.
Debt Worries? Get a Fresh Start and Get Peace of Mind!

We help you with the entire process of financial rebuilding. If you retain our law firm, the first thing we do is to handle the collections calls so you don’t have to live in fear of the phone. Dealing with non-stop collection calls can even make you feel like a prisoner in your own home. By working with our team, you can greatly reduce stress, anxiety and worry. Then we help with the longer term.

Are you ready for a Fresh Start? Are debt worries keeping you up at night? You’re not alone: debt issues can overwhelm anyone — even good people like you

  • An unexpected job layoff, wage cut, double digit interest rates or skyrocketing medical bills can quickly cause your finances to get out of control. Knowing your legal options can help you recover and position yourself for an even better future.
  • Is a foreclosure looming or have you been served with court paperwork? Quality legal advice can help you make the most of this situation and perhaps even help you save thousands of dollars in interest payments or housing costs. This is why our clients write to us as one did recently to say, “Again, thank you so much for all of your help!! I really appreciate everything, and know I would not be where I am now without you and Karl!”
  • Do creditors refuse to listen to your story or understand your situation?  Are they making totally unrealistic demands? Legal help can give you an advantage of legal provisions designed to protect those with debts. Also, bankruptcy can stop garnishments, wipe out judgments, put an end to collections from payday loan companies, and even help with back taxes.

Consider getting a Fresh Start! Learn what bankruptcy can do for you. Bankruptcy may be the intelligent choice. But our firm will give you all of your options. Our firm will answer your questions and give you the personal attention and respect you deserve. You can recover financially much, much more quickly than you think and our firm may be able to help you keep all or almost all of your property.

There is hope! You don’t have to give up on your dreams. Stop worrying! It’s time to act now. You may need and deserve a Fresh Start. For a free consultation or to talk by telephone, please fill out our contact form or call us at 612.655.1308 or 651.636.7960.

A fresh start can positively impact your finances, your personal happiness and your whole family.

Karl A. Oliver
Fresh Start Lawyer

Affordable, Intelligent,
Caring, Respectful

I don’t aim to be the busiest
bankruptcy lawyer in Minnesota--

just the best.

Bankruptcy is so important that it is even mentioned in our Constitution.

Chapter 7 is the most popular type of bankruptcy because it wipes out many debts. About 84% of personal bankruptcy cases use Chapter 7. Most who file for Chapter 7 bankruptcy keep all of their property including retirement accounts, home, automobiles, etc.

Bankruptcy Court is often one of the few places ordinary citizens can get help when confronted with overwhelming debt.

Famous Filers

Many famous and prominent individuals have used bankruptcy to get a Fresh Start. A few of many famous filers include:

  • Abraham Lincoln
  • Henry Ford
  • Milton Hershey (the founder of Hershey’s chocolate company)

Bankruptcy truly offers a Fresh Start and a chance to begin anew.

Fresh Start Minnesota © All Rights Reserved.

1935 County Road B2 West, Suite 350, Saint Paul, Minnesota 55113
Telephone: 612.655.1308 or 651.636.7960.

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
This website is for informational purposes only. Disclaimer: No attorney client relationship can begin or exist without a written fee agreement signed by both you and a representative of our firm.

Karl A. Oliver, bankruptcy lawyer, serves the St. Paul and Minneapolis  metropolitan area as well as north central and all of southern Minnesota--from Brainerd  to the Iowa border. Areas served include: Anoka County: Andover, Anoka, Bethel, Centerville, Circle Pines, Columbia Heights, Columbus, East Bethel, Fridley, Ham Lake, Hilltop, Lino Lakes, Lexington, Nowthen, Oak Grove, Ramsey, St. Francis. Benton County: Sauk Rapids. Blue Earth County: Mankato. Brown County. Carver County: Carver, Chanhassen, Chaska, Hamburg, Cologne, Mayer, New Germany, Norwood,Young America, Victoria, Waconia, Watertown. Cass County. Chippewa County: Montevideo. Chisago County: Center City, Chisago City, Harris, Lindstrom, North Branch, Rush City, Shafer, Stacey, Taylors Falls, Wyoming. Cottonwood County. Crow Wing County: Bainerd. Dakota County: Apple Valley, Burnsville, Coates, Eagan, Farmington, Hampton, Hastings, Inver Grove Heights, Lakeville, Lilydale, Mendota, Mendota Heights, Miesville, New Trier, Northfield, Randolph, Rosemount, South St. Paul, Sunfish Lake, Vermillion, West St. Paul. Dodge County. Faribault County. Fillmore County. Freeborn County: Albert Lea. Hennepin County: Bloomington, Brooklyn Center, Brooklyn Park, Champlin, Corcoran, Crystal, Dayton, Deephaven, Eden Prairie, Excelsior, Golden Valley, Greenfield, Greenwood, Hopkins, Independence, Long Lake, Loretto, Maple Grove, Maple Plain, Medicine Lake, Medina, Minneapolis, Minnetonka, Minnetonka Beach, Minnetrista, Mound, New Hope, Orono, Osseo, Plymouth, Richfield, Robbinsdale, Rogers, Shorewood, Spring Park, St. Anthony Village, St. Bonifacius, St. Louis Park, Tonka Bay, Wayzata, Woodland. Houston County. Isanti County: Braham, Cambridge, Isanti, North Branch. Pine County: Askov, Brook Park, Denham, Finlayson, Henriette, Hinckley, Kerrick, Pine City, Rock Creek, Rutledge, Sandstone, Sturgeon Lake, Willow River. Isanti County. Jackson County. Kanabec County. Kandiyohi County Willmar. Lac Que Prairie County. LeSueur County. Lincoln County. Lyon County: Marshall. Martin County. Meeker County. Mille Lacs County. Morrison County: Little Falls. Mower County : Austin. Murray County. Nicollet County. Nobles County. Olmsted County Rochester. Pipestone County. Ramsey County: Arden Hills, Blaine, Falcon Heights, Gem Lake, Lauderdale, Little Canada, Maplewood, Mounds View, New Brighton, North Oaks, North St. Paul, Spring Lake Park, St. Paul, St. Anthony, Spring Lake Park, Shoreview, White Bear Lake. Redwood County. Rock County. Scott County: Belle Plaine, Elko, New Market, Jordan, New Prague, Prior Lake, Savage, Shakopee. Sherburne County: Becker, Big Lake, Clear Lake, Elk River, Princeton, Zimmerman. Stearns County: St. Cloud, Sartell. Sibley County. Steele County: Owatonna. Swift County. Wabasha County. Waseca County. Washington County: Afton , Bayport, Birchwood Village, Cottage Grove, Dellwood, Forest Lake, Grant, Hastings, Hugo, Lake Elmo, Lake St. Croix Beach, Lakeland Shores, Lakeland, Landfall, Mahtomedi, Marine on St. Croix, Newport, Oak Park Heights, Oakdale, Pine Springs, Scandia, St. Mary's Point, St. Paul Park, Stillwater, Willernie, White Bear Lake, Woodbury. Watonwan County. Winona County. Wright County: Albertville, Annandale, Buffalo, Clearwater, Cokato, Dayton, Delano, Hanover, Howard Lake, Maple Lake, Monticello, Montrose, Otsego, Rockford, South Haven, St. Michael, Waverly. Yellow Medicine County.

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